My payments are not applied to both merchandise and cash advance debt.
 

Do not take a cash advance on any credit card if possible.

If you have a balance due for merchandise you will never pay off your cash advance amount!

It may even continue to go up.

Check your statements.  I called Discover and my Visa.

They did not pay any of my payment toward my cash advance until my merchandise amount is paid off.

Also the cash advance is the highest interest rate.  Nice right!!

Who can we complain to.  This is unfair, I believe.

Larry McKenzie, macstang@vvm.com

 
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